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Help managing your money

If you’re struggling with your household bills and finding yourself behind with payments, please don’t panic. There are lots of organisations out there who can provide free independent advice to give you a helping hand out of debt. We’ve provided details below – please check out their websites so you can see how they can help.

If you’re worried about money or finding it difficult to keep up with bills, there's free and confidential debt advice available across the UK.

Hardship Hub

Support at your fingertips 

If you're struggling with your finances or need extra support, The Hardship Hub can help. It allows you to search for support based on where you live and the type of help you need.

By entering your location and selecting the support you're looking for, you can find a wide range of free services, including help with money, debt, benefits, housing, energy costs, food support, and wellbeing.

Visit The Hardship Hub to explore the support available to you.

The Hardship Hub

Find the support that's right for you

Everyone needs a little help sometimes and we offer lots of different support options to those struggling with their bills. Click the button below and we'll make sure you're on the best support scheme for you.

Ways to save on your water bill and access affordability support

Why not check out CCW’s Waterfall podcast series because it offers independent, easy‑to‑follow advice on reducing water use, cutting your bill, and finding support if you’re struggling.

The episodes explain the benefits of water meters, share practical efficiency tips, and outline the affordability help available across the water sector. CCW is the independent voice for water customers across England and Wales, providing free advice and support about your water bill - including social tariffs, payment plans and hardship funds.

By bringing these trusted resources together alongside our own support, we aim to make it simpler for you to access clear guidance and get the help that’s right for your household.

See all episodes

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Important Notice

Heavy rainfall and sewer flooding

Heavy rainfall across the North West may be causing flooding in some parts of the region. Our teams are out working hard across the region helping our customers who have experienced sewer flooding in their homes.

If you’re experiencing flooding from a road or footpath and there is no evidence of sewage (toilet paper etc.) please report this to your local council, who are responsible for highways drainage flooding.

Please be aware that our phone lines are much busier than normal, take a look at our flooding page for further advice on what to do if you’re affected by flooding.

Heavy rainfall across the North West may be causing flooding in some parts of the region. Our teams are out working hard across the region helping our customers who have experienced sewer flooding in their homes.

Flooding advice

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